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Posted on Dec 5, 2012 | 0 comments

We sold our house… now what?

Last Thursday Michele and I received the call that we had both hoped would come, but had nearly given up on… a legitimate offer on our house. The offer was over 9% less than our asking price but at least we had some action! Let me back up a bit… We had grown disheartened at the numerous showings, followed by exceptionally minimal second showings, followed by a complete lack of offers. “The street is too busy,” “loved the house,” “buyer showed interest,” “great kitchen!” were all followed by a noted lack of action on the buyers’ parts. With that in mind, you’ll understand why we were excited to get any offer (even one that was almost 10% lower than asking price). We had talked about the price and had settled on 93% as our lowest acceptable price, definitely in range for this buyer. Our goal was 97%, however. After a few tense rounds of negotiation we were able to come through with our exact goal… right on the dollar.

We now are faced with weeks of inspections, tests, and (hopefully not) the possibility of more negotiations over any requested repairs. Our house is in exceptionally good condition so any requested repairs are most likely nit-picky (that doesn’t sound biased, does it?). Thankfully we were able to get the buyer to agree that no repairs would be made as a result of these inspections.

We looked at each other once the last counteroffer was accepted and Michele said what we were both thinking, “Now what?” We had been focused so much on getting our house sold that we hadn’t thought about the actual possibility of it selling. Crazy, I know. Now we are at a cross roads. We can find an acceptable apartment for a couple hundred dollars less than we were spending on our house, providing a decent boost to our future cruising kitty. We can also purchase a “starter/rental” house and spend almost nothing, we’re talking less than a normal car payment here, per month. The second option saves money over time but is also the riskier option. We would have the opportunity of renting the house after we are done with it, or selling it and (hopefully) making a profit. There is, of course, that nagging possibility that it wouldn’t sell or sell for less than we bought it for. Either way the bottom line is we are making progress.

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Posted on Nov 21, 2012 | 0 comments

Thankful

At the risk of going along with the obvious theme for the week, I’m just going to go with the obvious theme for the week and say Happy Thanksgiving!

One year for Thanksgiving when Dan and I were dating, we rode with his parents and brothers to my mother-in-law’s (Shelly) family event at her mom’s house about half an hour from Dan’s parents’. On the way there, Shelly asked everyone to go around and say what they were thankful for. Being the adolescent boys that they were, Kyle and Alex (Dan’s younger brothers) ¬†immediately started complaining about how they were tired of having to do this every year, it was so overdone, and they just were not going to cooperate. And so, she didn’t make them say what they were thankful for, but I could tell that they had really hurt her feelings by not participating in her tradition.

I would guess that the majority of American families have their own little traditions that make the Thanksgiving/Christmas holidays unique to themselves, and most families will have to face the day when those traditions are challenged. Sometimes this comes from challenging children, busy schedules, or adding new members to the family, but when it happens it is always a little disappointing for someone.

This year is the first year that we won’t be spending Thanksgiving with any of our grandparents due to family schedules and it is may also be the last Thanksgiving that we live within easy holiday travel. If our plans continue moving forward, Dan and I will be in Florida next year, preparing our new home for traversing ocean passages. Not exactly the tradition we are used to. Because of that, I’m trying to do a little extra savoring of the season this year. Being a little more gracious with our family differences, and a little more thankful for the time we have left.

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