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Posted on Jan 12, 2015 | 0 comments

Cruising Plans for 2015

We are now official, our boat cards are in!

We are now official, our boat cards are in!

The new year has arrived and we are ready for it! Two years ago when we were first making the decision to delay cruising to establish our rental income, Dan’s brother Kyle encouraged us (forcefully) to set an end-all date: the date at which we would quit our jobs and start cruising, no matter what else had happened. That date was January 1, 2015. Now that we have passed it, there is a constant reminder that the time has come.

We are hoping to be able to head out to the Bahamas sometime in the vicinity of March-April. Dan’s work pays their annual bonus around that time and while we are acutely aware of the fact that there will always be more money if we stay longer, it just makes sense to us to at least cash in on money we’ve already earned before leaving. That, coupled with the chance to have both of our parents come to visit in a relatively easy-to-get-to setting, is what we are basing our timing on at this point.

Once we head out, our tentative plan is to head for the northern Abaco islands as our landing point in the Bahamas and work our way through the chain. We’re hoping to get through the Exumas as well but with hurricane season on the horizon, we’ll have to play everything by ear and keep an eye on the weather for sure. The only solid deadline that we have is August 1. That is the day that Dan’s brother Alex is getting married and all three of us are in the wedding!

With that in mind, we’re hoping to have the boat stored somewhere on the hard for a month or two while we go home. After that our plans are completely fluid. We are essentially waiting to make any other definitive plans until after our time in the Bahamas. Hopefully a lot of our big questions will be answered at that time and allow us to do more in-depth planning. Here are a few of those biggies:

  • “How long do we see ourselves cruising?”
  • “Is our planned budget working for us?”
  • “Are we interested in a large-scale crossing?”
  • “Do we have the right boat for our future goals?”
  • “What changes need to be made to accommodate our cruising style?”

The answers to these questions will have a huge impact on our decisions going forward and our lives in general. Dan and I fully anticipate loving the cruising life-style, but we can’t say that positively because we haven’t tried it of course. We hope that you’ll continue on this journey with us.

 

Have suggestions for beautiful anchorages in the Bahamas that we just shouldn’t miss or a great suggestion for a haul-out facility on the east coast? Leave us a comment below!

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Posted on Dec 31, 2014 | 0 comments

Our First Year Aboard 2014

The year 2014 will go undoubtedly be ranked among the most significant of our lives. This was the year that all of our planning and saving culminated in moving 1,000 miles onto our own Irwin 37. Though at times we experienced incredible stress and frustration, there were far more moments of joy, excitement, and true wonder at our new life. We look back on this year with a great feeling of accomplishment, knowing that so many have never reached such a tangible realization of their dreams.

It is with that knowledge that we head into 2015, having faith that what is to come will be greater still. We hope that you will join us as we continue to Follow the Horizon.

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Posted on Sep 26, 2014 | 2 comments

Dream vs. Reality

This boat was recently dismasted in an accident involving a drawbridge. I'm sure that's not exactly the dream that the captain imagined.

This boat was recently dismasted in an accident involving a drawbridge. I’m sure that’s not exactly the dream that the captain imagined.

Dan and I are not cut out to be live-aboards. And by that I mean living on a boat in a metro area while working full time. Over the last few months, both of us started to become increasingly disillusioned with our dream of cruising and even started discussing what we might do after cruising was over (something that is decidedly not on a set time-line).  We are living in a small tiny space with 2 and a half people and 2 dogs, fighting crazy traffic every time we try to go anywhere, Dan working worse hours than anytime in his career, 2,000 miles away from close friends and family, and our marina rent is the same price that we were paying for our mortgage, taxes, and insurance on our pre-downsized house! Conclusion: live-aboard city life is definitely not for us.

It’s easy to see why we might be slightly disappointed. However, when we recently purchased a cruising guide for the Bahamas and started planning the beginnings of our trip for this winter, suddenly a huge light bulb turned on. The reason why both of us had been feeling so discouraged was because we had subconsciously equated our current living arrangements with the dream we had been working and saving towards for the last three years, when the goal was still just around the corner! We want to get away from big cities and stressed out, high-speed life, so it makes perfect sense why we weren’t exactly feeling like we’d found ourselves in Paradise yet.

Now that we’ve realized what was causing some of our uncertainty about cruising, we’re able to move forward with our plans for this winter. The more that we read about and plan for actual cruising, the more energized we’re becoming again. A lot of our biggest projects stopping us from leaving are getting wrapped up and the official hurricane season will soon be over. Let’s just say that we’re getting to the point where the To-Do list is partially getting smaller due to completion and partially due to us making strategic decisions like “new cushions or leaving sooner…screw the cushions they’re fine.” Hopefully sometime soon we’ll be rounding that corner into the final stretch before heading out!

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Posted on Jan 2, 2014 | 0 comments

Start Your Engines

Toy cars on the coffee table

Cars, trucks, and motorcycles. What more could a little boy want?

The new year has begun and we are hitting the ground running. We’ve made some huge progress towards our cruising goals in only a few days and the realization has finally sunk in. Things just got serious, folks. All of a sudden Dan and I have become somewhat overwhelmed by the amount of work that must be done in a relatively short time.

Let’s back up a bit. A few weeks ago, we were working on our financial plans trying to figure out what exactly still needed to be done before we could attain our preferred amount of savings (i.e. $10,000 kitty; $3,000 per house rental reserves; and $40-50,000 in total boat purchase/refit allowance.) Our goal was to purchase at least 1 more rental house so our total could be 5 houses producing around $1,500 a month in total profit. To do that, we would either need to buy a 5th house out of our current boat savings (boo!) or sell our owner occupied house for enough to pay for 2 house down payments (yay!) 

We decided to talk to the realtor who sold our last house as well as showing our house to a coworker of Dan’s who said she might be interested. The realtor quoted us a very healthy number that would far outweigh the cost of purchasing 2 additional houses, but it turns out that listing it wasn’t even necessary. Dan’s coworker loved our house so much that she made an offer one day after seeing it and our tentative scheduled closing date is February 3rd! Talk about a quick sale from thinking about selling to sold in a week! The only downside is now we have to get another house purchased ASAP or we might be out on the street in a month. Packing and house shopping is on the menu for sure!

In addition to working out our housing issues we also decided now would be a good time to start actively searching for our boat. We want to have plenty of time to find the best boat for us for the right price. I’ll go into more detail on that search in another post coming soon, but the important thing is there has been a major shift in mindset occurring in our plans. We are no longer looking at boats as prototypes or theoretical options, now every boat we look at has the potential to be the one. Serious scrutiny of each boat and the options available takes a lot of time and effort to get right, but it’s crucial that we make good choices in the beginning to allow ourselves to stay on track for cruising this year.

That’s right, I said it: WE’RE CRUISING THIS YEAR! Happy 2014!

 

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Posted on Aug 22, 2013 | 0 comments

Please Hold

A lot can change in a year.

A lot can change in a year.

We are stuck in a moment of anticipation. Wound tight like a spring preparing to release and just waiting for the trigger to be pulled. The jetliner full of people sitting on the tarmac while someone changes out the light bulb. The senior class two weeks before graduation. We are so ready to start our new life that we ache with the tension of waiting. And yet here we sit in our holding pattern, day after day after day wondering what are we still doing here?

At our current rate of savings, Dan and I will be preparing to quit our jobs in just about one year from now. One more year of rolling out of bed every morning knowing that this is not where we want to be. One more year of watching Carter change from a toddler into a little boy. While logically we know that one year will move so quickly that we will feel rushed and surprised when it finally comes time to take the plunge, right now every day is an internal struggle between “we have a great plan” and “just do it, we’ll survive”.

In the meantime, we’re trying to keep busy and check items off of our to-do lists. Home repairs, SCUBA certifications, and potty training are all on the docket for the next few months. We’re doing our best to savor the things that we won’t have when we leave, while also slowly untying the lines that hold us here. Each day that passes brings us ever closer to our dream and we want to be ready when the time comes. That being said, if anyone out there has a fully stocked cruising boat for 3 that you’d like to get rid of for $10,000 or less just let us know, I’m sure we could find someone to take it off of your hands.

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