by Michele | Aug 4, 2014 | Preparation Stage
Enjoying an evening with friends.
Even though Dan and I have moved a lot in the last few years, our trip down the ICW was the first time that we moved our whole “house” with us. It was surreal to climb down onto a different dock and find ourselves in a place that we didn’t know. New neighborhood, new dock-mates, new stores and restaurants to find. We knew coming into cruising that moving frequently was going to become part of our lives, but I’m not sure that we really had understood what that would mean until this move.
Our friend Bill invited us to go fishing with him on many occasions.
The part that I think was the most surprising to us was how sad we where at leaving our old neighbors in Lantana. Though it was a realtively small marina, the community there was very tight-knit. You could find live-aboards enjoying drinks together on each other’s boats almost any night of the week in addition to group gatherings at the marina clubhouse many weekends. Invitations to go out on the water together were common place and always made for a good time.
The ladies of the marina were in love with Carter.
We had always read that the cruising life made for fast friends and faster goodbyes, but I think we underestimated what that meant. We’ve quickly learned that everyone has a story to tell and when you share such a large part of your lives in common, the friendships that form defy traditional time lines. The only consolation to leaving so soon is the knowledge that in mobile community of so few individuals, we’re likely to run into our friends again in the future. We look forward to meeting new friends and reuniting with old ones in the future, but also know that leaving will always be a little bitter sweet.
by Michele | Feb 27, 2014 | Preparation Stage
We got to the seminar a little earlier than we planned…
For the last couple of years, Dan and I had been planning to attend a Mahina Expeditions Offshore Cruising Seminar at Strictly Sail Chicago. We believed that the information we would obtain would be exceptionally helpful to us in preparing for our time cruising, however we wanted to wait until the year that we intended to start so that the information would stay as fresh in our minds as possible. This year we finally decided to pony up our $300, arrange for a babysitter, and spend the whole day in the company of John and Amanda Neal.
So, was it worth the price? I’d say “yes” with a few caveats. First of all, the seminar was extremely well done. The Neals have had more experience on the water than most couples in the world and the do an excellent job of imparting their knowledge to others. On the flip side, one day is not enough…period. We knew that it would be a lot of information in a short amount of time, but by the end of the day I literally left with a headache, feeling partially brain dead. For anyone who might be slightly (or more than slightly) on the A.D.D. side, this may not be the best way to process the information for you.
Luckily, they’ve written the companion manual (included in the course) to have all of the information and much more so we have been able to reference it and process everything slowly over the last few weeks. They sell the Offshore Cruising Companion on their website www.mahina.com*. I can unequivocally recommend this book, even at the $50 price point. An unbelievable amount of useful information is contained in the book, everything from recommended equipment lists (with specific brands and prices) to how to clear into a country properly to dealing with fears and uncertainty about cruising. I believe that it is one of the best resources available in sheer volume of topics covered, and they’re covered well.
An unexpected benefit of the seminar was the number of field experts we were able to meet and talk with during the breaks throughout the day. John and Amanda were readily available to answer individual questions and their colleague Pete McGonagle was very informative about the current boat market as a broker and fellow cruiser. George Day of Blue Water Sailing, Nigel Calder (highly respected mechanical and diesel engine author), and Paul and Sheryl Shard of the Distant Shores TV show also stopped by to add their expertise.
We won a West Marine gift card for being the nearest to leaving on our cruise…or maybe just because we were the surprise “youngsters” in the room!
If I were to say one thing about this course, it would be that I wish we wouldn’t have waited so long to take it. Because we have already spent so many hours researching a good portion of the topics ourselves, a lot of the information was no longer new to us. Especially because the manual so thoroughly covers the topics, we could have taken the seminar a year or two ago and then used the manual as review once we actually got closer to “go time”. We recommend the same for others who want to get the highest value from the course.
*We are not currently affiliated with Mahina Expeditions in any way. We just think their book is worth sharing!
by Michele | Jan 31, 2014 | Preparation Stage
Welcome to Chicago! Looks like those boats will have to be trucked in!
As part of a much needed vacation from house hunting and work, Dan and I spent last weekend at Strictly Sail Chicago. Our 3rd year attending, we were really looking forward to the show as we had saved the more “in-depth” seminars until we would be close to leaving. We figured that we would want the very practical information still fresh in our minds when the time came to actually start cruising. I’m glad we did because the classes we attended this year felt like they were tailor made for us!
It took us 2 days to get through all of the booths
Everyone has a different view about cruising, especially those who have been doing it for many years. The more seminars we attend and individuals we talk to, the more we realize there is no “right” way to cruise. While much of the speakers’ experiences were similar, many times they gave contradictory advice! We have quickly learned that we find the best value in listening to people that we respect and adapting their lessons to our own budget, knowledge, and comfort level. No matter how well a particular tactic has performed for another person, it may be completely useless to us.
Learning to splice
An unexpected benefit of this year’s show was the networking with other bloggers and editor’s from sailing magazines. In fact, a big thank you to Kevin over at SailFarLiveFree.com for a set of free tickets to the show! Everyone was extremely friendly and welcoming and we are hoping to be able to work with many of them in the future. Lin Pardey herself introduced us to Herb McCormick, the editor of Cruising World, saying “These guys will certainly make some good pictures, don’t you think?” I couldn’t agree more, Lin!
Now if we could just get him to stop making this face when we tell him to smile!
Now that the show is over, I can tell that both Dan and I are really starting to feel the excitement build. We’ve been sitting on the tarmac for a long time, but we are finally taxiing towards take-off. And let me tell you, it feels pretty good.
Mom and Dad weren’t the only ones having fun!
by Michele | Jul 22, 2013 | Preparation Stage
Small but mighty!
Over the last few months, several times Dan and I have brought up selling our GMC Jimmy and buying a vehicle with better gas mileage. Though we had only owned the Jimmy for a little over a year, we’ve had multiple repairs that we’ve had to make in addition to only getting around 15 mpg on average. We figured out that even though we only are planning to own our cars for one more year or so, there was still significant savings to be made so we starting searching for a reliable car with good gas mileage. We got a little help from the financial blogger Mr. Money Mustache who has a list that we used of the top rated small cars for reliability.
We quickly found that we really liked the look, efficiency, and pricing of the Scion xD and xA hatchbacks. These cars are stylish and fun while getting great gas mileage and having plenty of interior room for the three of us. (Note: they are still pretty small cars so anything more than 2 adults and 2 small kids is going to feel cramped.) We found an xD on craigslist only about 45 minutes from us and decided to check it out.
As Dan went on the test drive (we had Carter with us so I stayed behind) I started talking to the couple that currently owned the car, Kyle and Becky. The conversation sounded something like this:
“So, why are you selling your car?”
“Well, we’re pretty much selling all of our stuff because we are moving to Belize.”
“Really? Are you going there to do anything specific?”
(apprehensive pause) “We’re planning to be self-sustaining farmers and work at an orphanage there.”
How cool is that! Just in the course of a few minutes I got to hear about how this couple about our age are getting ready to head out on their own epic journey and follow their hearts off of the well worn path. Even though I could tell Becky was obviously nervous about telling us their plan (as I understand completely) I’m so glad she broke the ice. We were able to share some of our experiences in trying to plan for the unknown and made new friends. Most of all it was so encouraging to meet other people who share in common with us their belief that we are not prepared for our current life to continue on without change. Their journey will be very different from ours, but it comes from the same desire to live more extraordinary lives while we have the opportunity.
We were happy to be able to help fund their goal in some small way by buying their car (which we love by the way) and if you would be interested in buying their house in Lincoln, Illinois here is the listing. We wish the best of luck to Kyle and Becky and hope that they see their dreams come to fruition very soon. Maybe if we make our way over to Belize in the next few years we will meet up with them again.
by Michele | Nov 7, 2012 | Preparation Stage
Well Election Night has come and gone, and once again we all chose a president. The real question now is so what? While it’s nice to hear what a candidate is “planning” to do, what we really need to know is how their policies are going to affect our everyday lives. Unfortunately, it is almost impossible to find good concrete information about how US policies affect our future plans. We have been trying to find better information about what our status will actually be once we move out of the country essentially as nomads.
Here are a few of our most pressing questions:
- Where is our legal “residence” once we no longer live anywhere specific?
- Would we have to pay state income taxes in addition to federal if we aren’t a state resident?
- Through which state/city do we do our absentee voting, and where do we have our ballots sent?
- How is the federal health insurance mandate going to affect us? Does it apply if we aren’t living in the country?
- How do we maximize our tax status to use the system to our advantage while we are living on interest only?
- Do we have to pay capital gains tax on the sale of our house if we don’t “reinvest” it in another house? (This one we have answered now: only if we sell our house for more than $250,000 more than we bought it for. In our dreams.)
- How do the new overseas banking regulations affect us?
The difficult thing in finding the real answers to these questions is the fact that every cruiser is different and most policies aren’t exactly written with roaming nomads in mind. And while both of us are fairly confident in our abilities to read and understand legal contracts and other important documents, we aren’t very comfortable with basing very serious decisions on our own knowledge of tax, immigration/emigration, and healthcare law. I mean have you ever tried reading raw tax code? Not recommended for the living.